August 2020 Income Report/Overview

Welcome back for another income report! Each month, I share my monthly income and the gigs I used to earn the money. Blogger income reports are what inspired me to really think outside the box when it comes to traditional employment. One day, I hope to add a column that has a figure for blogging income but until then, I have included all of the gigs that I currently do during the week to make a full time income (for me) on part time hours. While some people may not consider these numbers to be “full time,” it allows me to make more money than I’ve personally ever made working in the restaurant industry (my past life) while working less than 40 hours a week and on a flexible schedule that I set myself.

Today, we are digging into August’s numbers.

Earning by gig
VIPKid: $396.00
EF: $876.00
eBay: $482.79
Poshmark: $74.70
Rover: $1019.80
Wag: $74.90
Doordash/Grubhub: $0
Total: $2924.19

As for the monthly budget allocations, this is where my money went:

Bills
Car insurance: $190/$190
Roadside Assistance: $8.25/$8.25
Jeep payment: $258/$258
Mint Mobile: $0
Groceries: $262.38/260
Gas: $52.14/$172
Dogs: $100/$100
Streaming Services: $17/17 (my share of the multi-service family plan)
At&T Internet: $70/70
Florida Blue premium: $127/$127 (Covid relief)
Homeshield home warranty: $36.66/$36.66
Chase CC payment: $73 (minimum+rolled over minimum from a paid off CC)
Discover loan: $369/$369
Amex payment: $5
SBA loan: $50

Total: $1618.43

This month, I maintained the same-ish schedule for EF classes and taught considerably less classes with VIPKid. The new pay tier system took effect this month and I just taught less classes overall. I did limit my availability there as well.

eBay and Poshmark were up a bit over last month and above that $500 goal line so I am satisfied with this month’s numbers.

The biggest gain this month is the dog walking numbers. Every month, the numbers have increased. More people are going back to work/restarting some life normalcy and in need of a dog walker. I picked up three new recurring clients this month! They were added throughout the month at various points, so I expect next month’s numbers to be considerably higher once I can see a full month with these new clients added in. I feel like I understand how the Rover app works a bit better now as well, I wrote a blog post about what I’ve learned since becoming a dog walker.

I went over the grocery budget by a few dollars but came in considerably under in the gas budget. My other big win this month was that my high minimum payment Citibank card was refinanced into a much lower loan payment. This gives me quite a bit more wiggle room during the month and I can allocate my funds a bit better to a focused credit card payoff plan.

I sent my regular monthly transfer of $100 to my IRA and $250 to my tax account. After both of these transfers and all of the bills were paid, I had $873.15 extra! My s.o.’s birthday is in September, so I set aside $100 for that and $50 for maintenance on the Jeep. This leaves $723.15 and I will make an extra credit card payment with it in September when I receive August’s teaching check.

Overall, I hustled harder this month and said yes to almost every money making opportunity that became available to me. I only had one day that I made $0 as compared to last month when I had 3-4 very low earning days. I am proud of the progress I made this month.

All of my income was based off of gig-type work that is flexible, work on your own time, and largely based out of my home. I’m always on the hunt for new ideas and will include any that I find worthwhile in future posts. I hope you found this informative and inspirational. If I can do it, so can you!

Onto the next!

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